Business Checking Options

CSB business checking accounts have the following benefits:

Compare Business Checking Account Options

Description	SMALL BUSINESS	REGULAR BUSINESS	SPIRIT BUSINESS
Description	For businesses with a low volume of bank transactions ...easy to understand and lots of value!	An account that offers the opportunity to offset charges with earnings credit.	For businesses that need a simple, effective, straightforward checking account with no monthly service charge and no minimum balance. (Not available to corporations.)
Minimum to Open	$100	$100	$100
Minimum to Avoid Fees	$5,000 daily balance to avoid a $7.00 monthly fee	None	None
Monthly Service Charge	$7.00 (if balance falls below $5,000)	$8.00	None
Interest	None	Earnings Credit: The service charge can be offset with the earnings credit on the average collected balance less 10% required reserve. The earning rate is based on the Federal Funds average rate, and will be used to calculate credit on 90% of the average collected balance.	None
Transaction Fees	First 30 debits are free, then $.10 each First 20 deposits are free, then $.10 each	$.15 per check paid $.15 per check collected $.15 per deposit	First 200 items are free, then ($.25) per item

* Third party fees may apply