fbpx --

Business Checking

", "image": "https://www.communityspirit.bank/" }

Business Checking Options

CSB business checking accounts have the following benefits:

Business Check Card Available Free Mobile Banking* Free Online Banking Remote Deposit Available ATM Transactions at CSB-owned ATMs or any Shazam Network ATM<//br>

Free Telephone Banking Free E-statements Free Online Bill Pay Free Text Alerts*

Compare Business Checking Account Options

 SMALL BUSINESSREGULAR BUSINESSSPIRIT BUSINESS
Description For businesses with a low volume of bank transactions ...easy to understand and lots of value! An account that offers the opportunity to offset charges with earnings credit. For businesses that need a simple, effective, straightforward checking account with no monthly service charge and no minimum balance. (Not available to corporations.)
Minimum to Open $100 $100 $100
Minimum to Avoid Fees $5,000 daily balance to avoid a $7.00 monthly fee None None
Monthly Service Charge $7.00 (if balance falls below $5,000) $8.00 None
Interest None Earnings Credit: The service charge can be offset with the earnings credit on the average collected balance less 10% required reserve. The earning rate is based on the Federal Funds average rate, and will be used to calculate credit on 90% of the average collected balance. None
Transaction Fees
  • First 30 debits are free, then $.10 each
  • First 20 deposits are free, then $.10 each
  • $.15 per check paid
  • $.15 per check collected
  • $.15 per deposit
  • First 200 items are free, then ($.25) per item

* Third party fees may apply

Find Out How to Get Started

Request Information