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Debit Cards

Debit Cards

If you have a lost/stolen card or suspect fraudulent activity please call: 1-888-805-9811
Select option 4, Lost or Stolen Card for any card issues. This option can also help with any card issues you may be experiencing during non-banking hours.

Don't forget to follow up with the bank as soon as possible. We're ready to help get everything back on track!
1-855-385-4445 (256-356-4445)

24 Hour Access

Having a Community Spirit Bank® Debit Card is like having your own personal teller. It is here when you need it to complete a variety of transactions without having to come directly to the bank. You can withdraw or transfer funds any time of day at many ATMs around the world.

Fast & One-Step Easy

Forget having to round up your checkbook, a pen and two forms of identification. With the Debit Card, every purchase is as simple as using a credit card.

Just Like Balancing Your Checkbook

Every month in which a transaction is completed, you'll receive an account statement that includes the date, location, and amount of every transaction you've made.

Worry Free When You're Out of Town

No need to worry about getting your checks cashed out of town. Because the Debit Card is accepted wherever Visa™ is, you'll be welcomed everywhere you travel.

Economical And Ecological

Eliminate the need to purchase checks (and the risk of running out when you're at the checkout). The Debit Card saves money in check-printing fees while it saves valuable resources.

Meets All Your Needs

The Debit Card gives you a fast, economical and convenient way to buy products and services you need. You can purchase groceries, gas or anything else wherever Visa™ is accepted. Plus the Debit Card performs all the functions of an ATM card. It's the checking, withdrawing, and transferring funds card all in one.

Safeguard If Lost Or Stolen

When you receive your Debit Card, you'll also be assigned a personal identification number (PIN). It provides added security against someone withdrawing from your account or making purchases without your consent. On-line purchases are password protected.


Visa is a registered trademark of Visa International, Inc.