Personal Loans

Loans

  1. Types of Loans
  2. Meet the Community Spirit Loan Team

We offer a variety of loans to our customers. Whether your loan needs are business or personal, large or small, long-term or short-term, we are ready to talk with you about how we can meet your needs. Let us help you find financing appropriate to your situation.

Personal Loans

We welcome applications for personal loans to pay bills, medical expenses, or other personal needs. Please check with one of our qualified loan officers for assistance.

Consumer Real Estate & Home Improvement Loans

Whether you're buying a new home or adding to your existing property, we can provide the loan you need. We have a solution for you, just ask one of our loan officers for assistance.

Installment Loans

We are eager to provide financing for the new car, boat, or other major purchase you have in mind. We offer competitive rates and terms.

Manufactured Home Financing

We have a manufactured land/home financing program with competitive rates and terms. See one of our loan officers for details.

Home Equity Loans

Our Home Equity Line of Credit is a variable rate product with flexible terms. Applications are processed quickly by local loan officers that you know and trust.

Once your loan is made, we will continue to give you the courteous and efficient service you deserve. Drop by any office or call one of our loan officers to obtain a current listing of our rates and terms.

Credit Life & Accident Health Insurance

With your completed loan transaction, you may decide to add low cost credit life and accident health insurance on your consumer loan to provide additional financial security. Just ask one of our loan officers for rates and terms.

  • Not a deposit
  • Not FDIC insured
  • Not insured by any federal government agency
  • Not guaranteed by the bank
  • May decrease in value
  • Not available on residential mortgages

Brad M. Bolton

Brad M. Bolton

President / CEO / Senior Lender

NMLS: 689570

Main Office: (256) 356-4445

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Rhonda Gresham

Rhonda Gresham

Vice President / Senior Credit Officer

Main Office: (256) 356-4445

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Rhonda Hardin

Rhonda Hardin

Vice President / Consumer Lending

NMLS: 689572

Main Office: (256) 356-5639

Cell: (256) 483-0367

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Brente Jeffreys

Brente Jeffreys

Loan Officer / Real Estate Evaluator

NMLS: 689573

Main Office: (256) 356-5636

Cell: (256) 483-0507

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Mike Montgomery

Mike Montgomery

Vice President / Branch Manager/Loan Officer

NMLS: 689574

Belmont Office: (662) 454-0004

Cell: (662) 231-2225

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Alan Rhudy

Alan Rhudy

Vice President / Branch Manager / Loan Officer

NMLS: 689571

Russellville Office: (256) 332-4760

Cell: (256) 810-2710

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Kristin Massey

Kristin Massey

Loan Officer / Processor

NMLS: 1208790

Main Office: (256) 356-5637

Cell: (256) 460-2062

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