Personal Savings Options
Let Community Spirit Bank help you plan for your future whether it's a vacation or an unexpected expense reserve, we can help you do it with a savings plan that's right for you!
Compare Personal Savings Options
|
Save$mart Free Student Savings |
|
|
Minimum to Open |
$1 |
|
Minimum Daily Balance to Earn Interest |
N/A |
|
Interest |
Variable |
|
Minimum Deposit |
N/A |
|
Quarterly Service Charge |
N/A |
|
Withdrawal Limits |
|
|
Additional Information |
|
|
Silver Statement Savings |
|
|
Minimum to Open |
$100 Minors: $50 |
|
Minimum Daily Balance to Earn Interest |
$100 |
|
Interest |
Variable |
|
Minimum Deposit |
$10 |
|
Quarterly Service Charge |
Balance < $100 = $5 Minors < $50 = $5 |
|
Withdrawal Limits |
$2 charge per withdrawal over 6 per quarter |
|
Additional Information |
This investment account earns competitive interest rates and gives you easy access to your funds. |
|
Certificates of Deposit |
|
|
Minimum to Open |
$1,000 |
|
Minimum Daily Balance to Earn Interest |
$1,000 |
|
Interest |
Fixed for term of CD |
|
Minimum Deposit |
N/A |
|
Quarterly Service Charge |
N/A |
|
Withdrawal Limits |
Withdrawal at Maturity (Substantial penalty for early withdrawal) |
|
Additional Information |
We can structure a Certificate of Deposit to fit your individual needs. At maturity, the CD automatically renews. |
|
Christmas Club |
|
|
Minimum to Open |
$10 |
|
Minimum Daily Balance to Earn Interest |
$100 |
|
Interest |
Variable |
|
Minimum Deposit |
$10 |
|
Quarterly Service Charge |
N/A |
|
Withdrawal Limits |
Withdrawal prior to Maturity = $15 charge (Account will automatically close at this time) |
|
Additional Information |
Need extra money for Christmas? Save a little every week and receive a check in the mail just in time to shop! |
(1) Third party fees may apply.
*We reserve the right to at any time require not less than seven (7) days notice in writing before any withdrawal or transfer of funds.
